Real answers for injured workers who need clarity.
A work injury can quickly turn into a maze of adjusters, doctors, work restrictions, missed checks, delayed treatment, denials, and questions nobody seems willing to answer. Start here.
No attorney’s fees unless we win.
Report the injury
Tell your employer what happened and keep proof of when and how you reported the accident.
Save everything
Keep emails, texts, claim numbers, work notes, restrictions, doctor paperwork, mileage, and denial letters.
Pay attention when things stall
Treatment delays, stopped checks, unanswered adjusters, and sudden denials may be signs that the claim needs closer attention.
Dealing with a specific workers’ comp problem?
These guides go beyond the short FAQ answers and explain some of the problems injured workers ask us about most often.
Workers’ Comp Claim Denied?
Learn what a denial can mean, why claims are disputed, and why the insurance company saying no does not necessarily end the claim.
Read the full guide → Lost WagesDid Your Workers’ Comp Checks Stop?
Learn what can affect wage benefits and why a missing or stopped check may need to be reviewed.
Read the full guide → Carrier ProblemsAdjuster Not Responding?
Calls and emails go unanswered, appointments are not being made, and the claim suddenly stops moving.
Read the full guide → ReportingEmployer Won’t Report Your Injury?
Learn what may matter when an employer refuses, delays, or fails to report a workplace accident.
Read the full guide → Medical CareOne-Time Change of Doctor
Learn how Florida’s one-time change right works and why timing can matter before requesting a different authorized physician.
Read the full guide → SettlementsFlorida Workers’ Comp Settlements
Learn what a settlement can resolve, what may affect negotiations, and why future medical needs matter.
Read the full guide →Find the issue you are dealing with.
Every workers’ compensation claim is different, but these are some of the questions Florida injured workers ask most often.
Reporting and deadlines
What to do after the accident and what happens when reporting becomes a problem.
What should I do if I am hurt at work in Florida?
Report the injury to your supervisor or someone in management as soon as possible. Be specific about how the accident happened, what body parts were injured, and whether anyone witnessed it.
Ask how to receive authorized medical treatment and keep a copy of anything you submit.
How long do I have to report a work injury?
In Florida, you generally have 30 days to report a workplace injury. Waiting can create additional issues in the claim.
What if my employer will not report my work injury?
An employer refusing or failing to report the accident does not necessarily mean the workers’ compensation claim disappears. Keep proof of when and how you reported the injury.
Read the employer reporting guide →My accident happened months ago. Can I still have a case?
Possibly. Florida workers’ compensation deadlines can be fact-specific. Notice, prior treatment, prior benefits, and the particular dispute can all matter.
If time has passed, do not assume the claim is automatically over.
Medical treatment
Authorized doctors, treatment decisions, referrals, and changing physicians.
Can I choose my own workers’ comp doctor?
In most Florida workers’ compensation cases, the insurance carrier controls the authorized physician.
Treating outside the workers’ compensation system can create authorization and payment issues, so it is worth getting advice before making that decision.
What is a one-time change of doctor?
Florida law gives an injured worker a limited right to request a change of authorized physician. Because the right generally can be used only once, the timing of the request can matter.
Read the One-Time Change guide →What if the doctor sends me back to work but I am still in pain?
Medical documentation matters. Your restrictions, symptoms, examination findings, and the doctor’s work-status opinion can affect both medical and wage-benefit issues.
What if my doctor recommends treatment but nothing gets scheduled?
A referral, diagnostic study, therapy, specialist appointment, surgery, or other treatment can stall because of authorization, scheduling, or a dispute over the requested care.
Read about stalled treatment and unanswered adjusters →Benefits and lost wages
Wage checks, work restrictions, earnings, and other benefits.
What benefits can I receive after a Florida work injury?
Depending on the claim, benefits can include authorized medical treatment, wage replacement, mileage reimbursement, prescription coverage, and other benefits related to the work injury.
What happens if my employer cannot accommodate my restrictions?
If an authorized physician places you on work restrictions and the employer cannot accommodate them, wage benefits may become relevant. The exact analysis depends on your medical status, earnings, and work circumstances.
What if my workers’ comp checks suddenly stop?
A stopped check can involve medical work status, return to work, earnings, maximum medical improvement, or a dispute about whether compensation is still owed.
A missing payment does not automatically mean the entire case is over.
Read the stopped checks guide →Can I get benefits if the accident was my fault?
Florida workers’ compensation is generally a no-fault system. The issue is usually not simply whether the employee made a mistake.
Adjuster and insurance company problems
When the claim goes quiet and nobody seems willing to explain what is happening.
What if my workers’ comp adjuster stops responding?
An adjuster not returning calls or emails does not automatically mean the claim is closed. The more important question may be whether medical care, wage benefits, or another benefit has stalled.
When appropriate, an attorney may be able to move the issue from informal follow-up into Florida’s formal workers’ compensation process.
Read the Adjuster Not Responding guide →Do I have to keep calling the adjuster myself?
Not necessarily. When a specific benefit is not being provided, a workers’ compensation attorney can identify the issue, attempt to resolve it, and use the formal claim process when appropriate.
What if the insurance company never gives me a clear denial?
Sometimes a claim problem looks less like a formal denial and more like silence. Appointments are not scheduled, requests sit unanswered, and nobody clearly states whether the benefit has been accepted or denied.
The lack of a clear answer does not necessarily mean you have no options.
Denied claims, attorneys, and settlements
What happens when the carrier says no, when representation can help, and how cases can eventually resolve.
What if my workers’ compensation claim is denied?
A denial means the insurance company has taken a position. It does not automatically mean a judge has agreed with that position or that every possible workers’ compensation benefit is gone.
Read the denied claim guide →Can I be fired for filing a workers’ comp claim?
Florida law addresses retaliation connected with pursuing workers’ compensation benefits. If your hours, job duties, or employment change after reporting an injury, document what happened.
Can my workers’ comp case settle?
Yes. Many workers’ compensation claims resolve through settlement. The issues can include future medical care, disputed benefits, medical evidence, risk, defenses, and the terms being negotiated.
Read the Florida Workers’ Comp Settlement guide →Do I have to pay upfront for a workers’ compensation attorney?
In most Florida workers’ compensation cases, injured workers do not pay an upfront hourly fee. Attorney fees are governed by Florida workers’ compensation law and can depend on the benefits secured and the circumstances of the case. In some situations, the employer or carrier may be responsible for attorney fees.
The problem does not have to become a crisis before you ask for help.
Denied treatment, stopped checks, an employer refusing to report the accident, or an adjuster who suddenly disappears are all reasons to take a closer look at what is happening with the claim.
Workers’ comp can become complicated very quickly.
Injured workers may suddenly be dealing with authorized doctors, adjusters, nurse case managers, work restrictions, wage calculations, referrals, denials, and settlement questions at the same time.
You do not need to know every rule before asking for help.
You need to understand what is happening in your claim and whether the benefits you are waiting for are actually moving forward.
Talk With Our FirmHow a Florida workers’ comp claim often moves
Every case is different, but many workplace injury claims run into the same pressure points.
Report the accident
Tell the employer what happened and keep proof that you reported it.
Get authorized medical care
The carrier generally controls the authorized treatment network.
Track your work status
Medical restrictions and earnings can affect entitlement to wage benefits.
Address disputes
Delayed care, stopped checks, denials, or other disputes may need formal legal action.
When it may be time to speak with an attorney
You do not need to wait until the entire claim falls apart.
Your employer will not report the accident
Keep proof of what you reported, when you reported it, and who you told.
Your claim was denied
A carrier denial is a legal position, not necessarily the final result.
Your checks stopped
A payment interruption can involve medical status, earnings, or another disputed issue.
Treatment is not being scheduled
Referrals, MRIs, therapy, injections, surgery, or specialists can become stuck in the system.
Your adjuster stopped answering
Silence becomes important when benefits or medical care stop moving.
You no longer trust the medical process
Before using a one-time change or making a major medical decision, it may help to understand your options.
Get answers. Know your next move.
Chase Injury Law represents injured workers throughout Florida. If something in your claim does not feel right, tell us what is happening.